HB 1005 -- Punitive Damages Sponsor: Monaco, Crowell This bill allows the sale of insurance coverage to indemnify a person or business for liability for punitive damages. These policies may cover only those damages assessed as a result of the defendant's vicarious liability or through the doctrine of respondeat superior. They may not cover the defendant's direct participation or express authorization of the intentional conduct committed by the defendant's agents or employees. Currently, all such insurance policies are void as a violation of public policy.Copyright (c) Missouri House of Representatives