CCS SS SCS HS HCS HB 762 -- WOMEN'S HEALTH SERVICES This bill contains provisions pertaining to women's health care services and insurance. WOMEN'S HEALTH SERVICES The bill makes several changes in the law governing the provision of preventive health care services for women. In its main provisions, the bill: (1) Requires health carriers that offer obstetrical/ gynecological coverage and pharmaceutical coverage to provide direct access to an obstetrician or gynecologist of a woman's choice within the provider network for covered services; (2) Requires health carriers to notify enrollees of covered cancer screenings at regular intervals, consistent with American Cancer Society guidelines, and specifies the method of notification; (3) Requires coverage for the diagnosis, treatment, and management of osteoporosis for individuals with a condition or medical history in which bone mass measurement is medically indicated. Testing or treatment must give consideration to peer review medical literature; (4) Requires health carriers that provide pharmaceutical coverage to include coverage for contraceptives which excludes drugs and devices that are intended to induce an abortion. Coverage for prescriptive contraceptive drugs or devices is not excluded if prescribed for other diagnosed medical conditions; (5) Exempts specified insurance policies from the provisions of the bill; (6) Allows health carriers to issue a health benefit plan to persons or entities which excludes coverage for contraceptives if the exclusion is based on a person's or entity's moral, ethical, or religious beliefs. Health carriers owned and operated by religious entities are exempt from the insurance requirement for contraceptive coverage; (7) Requires nonexempt health carriers to allow enrollees to purchase a health benefit plan which includes coverage for contraceptives if the plan excludes coverage for contraceptives; and (8) Requires health carriers to provide clear and conspicuous notice in the enrollment form whether contraceptives are included in the plan and that the individual has the right to have them included or excluded from the plan. Carriers are prohibited from disclosing any individual's request for inclusion or exclusion of contraceptive coverage. Further, no carrier or purchaser of a plan may discriminate against an enrollee because of the enrollee's request regarding contraceptive coverage. MEDICAID COVERAGE FOR BREAST AND CERVICAL CANCER Medicaid recipients are eligible for Medicaid coverage for breast and cervical cancer. During the eligibility determination, a recipient will be eligible during a period of presumptive eligibility. If all eligibility requirements are met, the person will receive Medicaid coverage. INSURANCE COVERAGE FOR MASTECTOMIES Current law requires health insurance carriers to provide coverage for mastectomies, prosthetic devices, or reconstructive surgery. The bill prohibits a time limit from being imposed on an individual for the receipt of a prosthetic device or reconstructive surgery. The bill also requires that if an individual changes insurer, the new policy will be subject to and provide coverage consistent with the federal Women's Health and Cancer Rights Act. HOSPITAL WHISTLEBLOWER PROTECTIONS The bill makes a technical correction to the statutes concerning whistleblower protections for employees of hospitals and ambulatory surgical centers. Employees must be informed of their right to notify the Department of Health of any information concerning alleged violations of applicable federal or state laws or administrative rules concerning patient care and safety or facility safety. DEPARTMENT OF INSURANCE The Department of Insurance is required to submit a copy of any contract, written agreement, or approved letter of intent to the Attorney General if the contract agreement or letter obligates the state in excess of $100,000. Within 10 days, the Attorney General is required to review and approve or disapprove the contract, agreement, or letter of intent based on its legal form and content in order to protect the interests of the state. If no response is provided by the Attorney General as stated, the contract is approved.Copyright (c) Missouri House of Representatives