BANKS AND FINANCIAL INSTITUTIONS

Missouri House of Representatives
Bills Indexed by Subject
BANKS AND FINANCIAL INSTITUTIONS
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: Allows the sponsorship and mentoring program tax credit to offset the tax on insurance premiums and financial institutions, and clarifies that the credit cannot offset withholding tax.

: Creates the Unfair Home Improvement Loans Act and revises bonding requirements for mortgage brokers.

: Regulates high-cost home loans and establishes lender reporting requirements.

: Requires lenders who contract for repossession of a motor vehicle to accept such vehicle and render payment to repossessor, or to release title to repossessor.

: Regulates retainage payments in certain private building contracts.

: Prohibits consumer reporting agencies from imposing charges for certain consumer credit disclosures.

: Regulates check-cashing businesses.

: Restricts fees allowed to be charged for check-cashing services and prohibits charging an interest rate in excess of thirty percent annual percentage rate on a small loan.

: Amends the law regulating mortgage brokers and mortgages.

: Revises laws on crime.

: Removes from the banking statute the common law presumption that real and personal marital property is titled as tenancy by the entirety.

: Regulates the sales of life settlements.

: Regulates deferred presentment services.

: Disseminates information to, and enacts protections for, college students regarding consumer credit and merchandising.

: Allows the City of Warrensburg to receive bids for banking services at any city council meeting.

: Revises banking law.

: Enacts minimum state compliance with the Federal Gramm-Leach-Bliley Act of 1999.

: Changes the law governing financial institutions.

: Prohibits release of nonpublic information by financial institutions.

: Defines proper venue for credit card and checking account fraud.

: Increases the penalty for fraudulent use of another person's credit or debit card and personal identifying information.

: Requires banks, savings and loan associations and credit unions to honor state payroll checks.

: Interest shall be calculated by actuarial method on prepayment of loans.

: Lowers the mazimum penalties consumers must pay for late payments on certain credit transactions.

: Exempts residential mortgage brokers who post sufficient bond from conducting annual certified audits.

: Amends banking and lending laws.

: Increases the handling fees collected from issuers of bad checks by the prosecuting attorney.

: Prohibits release of financial information by financial institutions.

: Revises Principal and Income Act and the rule against perpetuities.

: Changes tax credits for investment in small businesses and distressed communities.

: Prohibits release of nonpublic information by financial institutions.

: Allows Warrensburg to receive bids to be the depositary of city funds from banks at every regular meeting.

: Allows residential mortgage brokers to post bond instead of providing annual audits.

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Missouri House of Representatives
Last Updated November 26, 2001 at 11:50 am