HB 1285 -- Car Rental Insurance Sponsor: Engler This bill makes several changes in the laws regarding car rental contracts. The bill: (1) Changes the definition of "authorized driver" as it is used in car rental contracts, so as to exclude family members, employers, co-workers, parking valets, and any person driving in an emergency situation; (2) Revises the written notice that must appear on every car rental contract regarding the purchase of optional insurance coverage; (3) Requires car rental companies to post a clear and conspicuous sign on the premises that informs the consumer about collision damage waiver, any other optional car rental insurance, and how the consumer's own auto insurance policy or credit card might already offer that protection; and (4) Makes a car rental company subject to a $50 fine for each violation, up to $10,000 in any calendar year.Copyright (c) Missouri House of Representatives