Summary of the Perfected Version of the Bill

HS HCS HB 1285 -- CAR RENTAL INSURANCE (Engler)

This substitute changes the laws regarding car rental contracts.
The substitute:

(1)  Changes the definition of "authorized driver" as it applies
to car rental contracts to exclude employers, parking valets, and
family members other than a spouse;

(2)  Revises the written notice that must appear on every car
rental contract regarding the purchase of optional insurance
coverage and how the consumer's own auto insurance policy or
credit card might already offer that protection.  However, this
notice will be deemed provided if included in a master rental
agreement given to the consumer prior to the effective date of
the substitute.  Notice may also be provided on the car rental
company's web site;

(3)  Requires car rental companies to provide notice to the
consumer in the form of a sign or brochure that informs the
consumer about the availability of a collision damage waiver, any
other optional car rental insurance, and a statement that the
purchase of collision damage waiver is not required in order to
rent a car;

(4)  Clarifies that a violation for deceptive and unfair practice
must be done knowingly and intentionally; and

(5)  Makes a $50 fine for each violation the sole remedy for any
violation by a car rental company, up to $10,000 in any calendar
year.

FISCAL NOTE:  No impact on General Revenue Fund in FY 2005, FY
2006, and FY 2007.  Estimated Income on Other State Funds of
Unknown less than $100,000 in FY 2005, FY 2006, and FY 2007.

Copyright (c) Missouri House of Representatives

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Missouri House of Representatives
92nd General Assembly, 2nd Regular Session
Last Updated September 23, 2004 at 11:15 am