SS HS HCS HB 1285 -- CAR RENTAL INSURANCE

This bill changes the laws regarding car rental contracts.  The
bill:

(1)  Changes the definition of "authorized driver" as it applies
to car rental contracts to exclude employers, parking valets, and
family members other than a spouse;

(2)  Revises the written notice that must appear on every car
rental contract regarding the purchase of optional insurance
coverage and how the consumer's own auto insurance policy or
credit card might already offer that protection.  However, this
notice will be deemed provided if it is included in a master
rental agreement given to the consumer prior to the bill's
effective date.  In addition, notice will be deemed provided if
it appears on the car rental company's web site;

(3)  Requires car rental companies to provide notice to the
consumer in the form of a sign or brochure at the rental office
that informs the consumer about the availability of a collision
damage waiver, any other optional car rental insurance, and a
statement that the purchase of collision damage waiver is not
required in order to rent a car;

(4)  Clarifies that a violation for deceptive and unfair practice
must be done knowingly and intentionally; and

(5)  Limits the remedy for non-compliance to injunctive relief
and monetary damages of $50 for each violation, not to exceed
$100,000 in the aggregate in any calendar year.

Missouri House of Representatives
92nd General Assembly, 2nd Regular Session
Last Updated September 23, 2004 at 11:15 am