Missouri House of Representatives
93rd General Assembly, 2nd Regular Session (2006)
Bills Indexed by Subject
CREDIT AND BANKRUPTCY
HB 991
--- Sponsor:
Sater, David
--- CoSponsor:
Muschany, T. Scott
- Limits the liability of recipients of consumer loans made through
unsolicited checks, convenience checks, or other negotiable
instruments
HB 1116
--- Sponsor:
Salva, Ray
--- CoSponsor:
Wildberger, Edward
- Prohibits insurers from using credit information when underwriting
insurance contracts
HB 1127
--- Sponsor:
Wildberger, Edward
--- CoSponsor:
Roorda, Jeff
- Changes the laws regarding the release of personal information to
unauthorized persons
HB 1129
--- Sponsor:
Wildberger, Edward
--- CoSponsor:
Roorda, Jeff
- Requires fiduciaries of insurers who use credit scoring in
underwriting to annually submit their personal credit score to the
Department of Insurance
HB 1166
--- Sponsor:
Threlkeld, Kevin
- Specifies that the court, and not the garnishee, will be responsible
for determining whether a debtor is the head of a family and a
resident of this state
HB 1170
--- Sponsor:
Burnett, John P.
- Changes the laws regarding garnishment of moneys in bank accounts
HB 1171
--- Sponsor:
Burnett, John P.
--- CoSponsor:
Hughes, Leonard
- Changes the laws regarding unsecured loans of $500 or less, sometimes
referred to as "payday loans," and allows the Attorney General to
maintain an action to enforce compliance
HB 1172
--- Sponsor:
Burnett, John P.
--- CoSponsor:
Hughes, Leonard
- Changes the laws regarding unsecured loans of $500 or less, sometimes
referred to as "payday loans"
HB 1280
--- Sponsor:
Johnson, Robert Thane
--- CoSponsor:
Zweifel, Clint
- Changes the laws regarding property insurance and changes the name of
the Basic Property Insurance Inspection and Placement Program to the
Fair Access to Insurance Requirements (FAIR) Plan
HB 1329
--- Sponsor:
Dougherty, Curt
--- CoSponsor:
Burnett, John P.
- Makes it a crime for a credit card issuer to increase interest rates
or impose fees because a card holder makes only the minimum
payment, fails to make timely payments, or owes other creditors
HB 1439
--- Sponsor:
Hughes, Leonard
--- CoSponsor:
Walsh, Regina
- Limits the amount of interest a title lender can charge on loans and
requires the average interest rate being charged by credit unions to
be made available to the public
HB 1586
--- Sponsor:
Dougherty, Curt
--- CoSponsor:
Young, Terry
- Prohibits consumer reporting agencies from determining a
consumer's credit risk score based on the number of inquiries posted
on a consumer's credit file
HB 1591
--- Sponsor:
Yates, Brian David
- Allows a person to place a security alert or freeze on his or her
credit report when the consumer is the victim of identity theft
HB 1909
--- Sponsor:
Burnett, John P.
--- CoSponsor:
Yaeger, Patricia
- Establishes the Uniform Debt-Management Services Act to regulate
debt-management services
HB 2136
--- Sponsor:
Wright-Jones, Robin
- Establishes the Identity Theft Prevention Act which specifies the
procedures for a person to place a security freeze on his or her
consumer report
HCR 46
--- Sponsor:
Kratky, Fred
- Urges Congress to further amend the Fair Credit Reporting Act to
impose strict time limits on credit reporting agencies regarding the
correction of errors and inaccuracies in consumer credit reports.
SB 573
--- Sponsor:
Coleman, Maida
- Modifies various provisions relating to delinquent child support
payments
SB 598
--- Sponsor:
Days, Rita D.
- Modifies law regarding the use of credit information by insurance
companies
SB 632
--- Sponsor:
Dougherty, Patrick
- Restricts credit card companies from raising interest or fees
SB 633
--- Sponsor:
Dougherty, Patrick
- Restricts consumer reporting agencies' determination of credit risk
scores
SB 737
--- Sponsor:
Crowell, Jason
- Creates a system to freeze consumer credit reports
SB 892
--- Sponsor:
Scott, Delbert
- Modifies law relating to financial institutions
SB 1007
--- Sponsor:
Goodman, Jack
- Bars lending institutions from using unsolicited negotiable
instruments as extensions of credit to consumers
SB 1043
--- Sponsor:
Coleman, Maida
- Restricts predatory lending
Missouri House of Representatives
Last Updated November 29, 2006 at 9:53 am