CONSUMER PROTECTION

Missouri House of Representatives
93rd General Assembly, 2nd Regular Session (2006)
Bills Indexed by Subject
CONSUMER PROTECTION

: Limits the liability of recipients of consumer loans made through unsolicited checks, convenience checks, or other negotiable instruments

: Adds motorcycles to the provisions of the Lemon Law

: Expands the practice of audiology and authorizes the State Board of Registration for the Healing Arts to adopt rules similar to the State Board of Examiners for Hearing Instrument Specialists

: Prohibits insurers from using credit information when underwriting insurance contracts

: Specifies that any new vessel, including boats and watercraft, sold after January 1, 2007, will be treated the same as a new motor vehicle under the provisions of the Lemon Law

: Allows the governing body of any municipality or county to authorize its employees or agents to stand in a road to solicit charitable contributions

: Requires manufacturers of certain toxic household products to add an aversion agent to the product as a poison prevention measure and establishes the Poison Prevention Task Force to provide oversight

: Changes the laws regarding the release of personal information to unauthorized persons

: Requires professional fundraisers to maintain certain records for a period of three years

: Changes the laws regarding telephone solicitations

: Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report

: Changes the laws regarding unsecured loans of $500 or less, sometimes referred to as "payday loans," and allows the Attorney General to maintain an action to enforce compliance

: Creates new civil actions for victims of identity theft

: Makes it a crime for a credit card issuer to increase interest rates or impose fees because a card holder makes only the minimum payment, fails to make timely payments, or owes other creditors

: Requires the Secretary of State to establish and operate a no-mail list for businesses

: Establishes the Consumer Protection Against Computer Spyware Act

: Requires rebates to be paid within 30 days of submission by the applicant

: Limits the amount of interest a title lender can charge on loans and requires the average interest rate being charged by credit unions to be made available to the public

: Changes the laws regarding consumer protection and preventing fraud in the business of insurance and the regulation of title insurance and establishes the Missouri Title Insurance Act

: Establishes the High Risk Home Loan Act which regulates the offering of high risk residential mortgage loans

: Changes the laws regarding identity theft

: Allows residential and business cell phone numbers to be added to the telemarketing No-Call List

: Designates the State Milk Board as the official rating agency for the enforcement of standards relating to milk production

: Allows automobile dealers to provide disclaimers and disclosures by referencing a web page and toll-free telephone number when advertising by means of a broadcast media

: Prohibits consumer reporting agencies from determining a consumer's credit risk score based on the number of inquiries posted on a consumer's credit file

: Allows a person to place a security alert or freeze on his or her credit report when the consumer is the victim of identity theft

: Allows residential and business cellular phone numbers to be added to the telemarketing No-Call List

: Creates the crimes of obtaining or using telephone or cellular phone call logs with the intent to deceive or defraud and purchasing, selling, or obtaining call logs without a person's consent

: Repeals the laws that provide certain utilities the opportunity to apply for alternate rate schedules under a variety of circumstances

: Requires all insurance premium rate changes in excess of 15% or more to be approved by the Department of Insurance after a public hearing

: Changes the laws regarding motor vehicle service contracts and product service agreements

: Creates the crime of knowingly obtaining, receiving, or selling a land-line or cellular telephone record without the customer's consent and authorizes civil action for damages

: Establishes the Consumer Protection Act for Wheeled Mobility

: Prohibits the use of blinds on windows in licensed child care facilities

: Prohibits any person from advertising or conducting live musical performances while using a false, deceptive, or misleading affiliation between the performing group and the original group

: Prohibits telecommunications service or mobile telecommunications service providers from selling a customer's name and telephone number without the written consent of the customer

: Changes the laws regarding the sale of pseudoephedrine by removing the exclusion for liquid-filled gel capsules

: Extends the prohibition on the disclosure of Social Security numbers

: Extends the prohibition on the disclosure of Social Security numbers

: Establishes the Uniform Debt-Management Services Act to regulate debt-management services

: Changes the laws regarding travel clubs

: Extends the time period for a rental company to provide a written notice to a landowner that rental equipment is being used on the landowner's property

: Makes title insurers liable for defalcation, conversion, and misappropriation of funds held in trust

: Requires courts to take guidance in its decisions from the policies and interpretations given by the Federal Trade Commission regarding trade practices under the Federal Trade Commission Act

: Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report

: Urges the United States Congress to adopt a comprehensive federal law that protects consumer information from data thieves.

: Modifies law regarding the use of credit information by insurance companies

: Allows residential and business cell phone users to voluntarily sign up with the no-call list

: Restricts credit card companies from raising interest or fees

: Restricts consumer reporting agencies' determination of credit risk scores

: Requires notification of any radio frequency identification tag

: Modifies the state's No-Call List to include wireless numbers and fax numbers

: Provides consumer protection for computerized personal information

: Allows cell phone and business users to sign up for the No-Call List

: Prohibits expiration dates or service fees for dormancy on gift certificates issued by companies

: Creates a system to freeze consumer credit reports

: Allows businesses to voluntarily sign up for the newly created no-mail list kept and maintained by the Secretary of State's Office.

: Modifies law relating to financial institutions

: Allows residential and business cell phone users to voluntarily sign up with the no-call list

: Amends laws relating to unsecured loans of $500 or less

: Changes and extends the current law pertaining to service contracts

: Bars lending institutions from using unsolicited negotiable instruments as extensions of credit to consumers

: Allows residential and business cell phone users to voluntarily sign up with the no-call list

: Creates the crime of "knowingly receiving, selling, or obtaining personal health information"

: Restricts predatory lending

: Directs the courts to be guided by the Federal Trade Commission's guidelines on merchandising practices

: Creates statutory warranties for home buyers and homeowners and also prevents home solicitors from engaging in certain deceptive practices

: Enacts the "Affordable Prescription Drugs for All Missourians Act"

Missouri House of Representatives
Last Updated November 29, 2006 at 9:53 am