Missouri House of Representatives
94th General Assembly, 1st Regular Session (2007)
Bills Indexed by Subject
CREDIT AND BANKRUPTCY


HB 107 --- Sponsor: Meiners, Kate
Establishes the Unsolicited Loan Consumer Protection Act which prohibits creditors from sending unsolicited checks or other negotiable instruments to consumers
HB 140 --- Sponsor: Salva, Ray --- CoSponsor: Wildberger, Edward
Prohibits insurers from using a person's credit report or credit scoring when underwriting an insurance contract
HB 237 --- Sponsor: Burnett, John P. --- CoSponsor: Baker, Judy
Changes the laws regarding unsecured loans of $500 or less, sometimes referred to as "payday loans," and allows the Attorney General to maintain an action to enforce compliance
HB 329 --- Sponsor: Cunningham, Mike
Allows a debt adjuster to offer services within the state if acting under a debt management plan
HB 377 --- Sponsor: Wildberger, Edward --- CoSponsor: Moore, Danielle
Changes the laws regarding the release of personal information to unauthorized persons
HB 423 --- Sponsor: Whorton, James --- CoSponsor: Walsh, Regina
Changes the laws regarding unsecured loans of $500 or less, sometimes referred to as "payday loans," and allows the Attorney General to maintain an action to enforce compliance
HB 474 --- Sponsor: Burnett, John P.
Changes the laws regarding the garnishment of moneys in bank accounts
HB 476 --- Sponsor: Burnett, John P. --- CoSponsor: Yaeger, Patricia
Establishes the Uniform Debt-Management Services Act to regulate debt-management services
HB 485 --- Sponsor: Hughes, Leonard --- CoSponsor: Wallace, Maynard
Limits the amount of interest a title lender can charge on loans and requires the average interest rate being charged by credit unions to be made available to the public
HB 524 --- Sponsor: LeVota, Paul --- CoSponsor: Meadows, Tim
Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report
HB 561 --- Sponsor: Skaggs, Trent --- CoSponsor: Low, Beth
Prohibits insurers from using a person's credit report or credit scoring when underwriting an insurance contract
HB 577 --- Sponsor: Cooper, Shannon
Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report
HB 592 --- Sponsor: Wildberger, Edward --- CoSponsor: Schaaf, Robert
Requires fiduciaries of certain insurers to annually submit credit score and other income information to the Department of Insurance, Financial Institutions, and Professional Registration
HB 649 --- Sponsor: Hughes, Leonard --- CoSponsor: Hoskins, Theodore
Prohibits an employer from discriminating against an individual based on his or her credit score or credit history
HB 650 --- Sponsor: Hughes, Leonard --- CoSponsor: Hubbard, Rodney R.
Changes the laws regarding the use of credit information when underwriting insurance contracts
HB 989 --- Sponsor: Davis, Cynthia L. --- CoSponsor: Wallace, Maynard
Changes the laws regarding certain unsecured loans, commonly known as payday loans
HB 1078 --- Sponsor: Lampe, Sara --- CoSponsor: Daus, Michael
Changes the laws regarding identity theft
HB 1080 --- Sponsor: Lampe, Sara --- CoSponsor: Whorton, James
Requires lenders of unsecured loans of less than $500, commonly referred to as payday loans, to notify borrowers of the balance owed every three months
SB 74 --- Sponsor: Coleman, Maida
Restricts predatory lending
SB 98 --- Sponsor: Days, Rita D.
Modifies law regarding the use of credit information by insurance companies
SB 340 --- Sponsor: Goodman, Jack
Prohibits insurers from taking adverse actions based upon a person's credit report or credit insurance score
SB 597 --- Sponsor: Scott, Delbert
Allows debt adjusters to administer debt management plans

Missouri House of Representatives
Last Updated October 23, 2007 at 9:16 am