CONSUMER PROTECTION

Missouri House of Representatives
94th General Assembly, 1st Regular Session (2007)
Bills Indexed by Subject
CONSUMER PROTECTION

: Expands the No-call List to include cell phone numbers, prohibits sending unsolicited faxes and text messages, and prohibits using automatic dialing announcing devices in certain situations

: Prohibits automated telephone solicitations for political campaigns to individuals on the No-Call List

: Adds motorcycles to the provisions of the Lemon Law

: Expands the No-call List to include cell phone numbers, prohibits sending unsolicited faxes and text messages, and prohibits using automatic dialing announcing devices in certain situations

: Expands the No-call List to include cell phone numbers, prohibits sending unsolicited faxes and text messages, and prohibits using automatic dialing announcing devices in certain situations

: Prohibits the use, sale, transfer, or licensing of certain prescriptive information by certain entities for commercial purposes

: Prohibits automated telephone solicitations relating to political campaigns to individuals on the No-Call List

: Prohibits the use of automatic dialing announcing devices unless certain requirements are met

: Expands the No-Call List to include cell phone numbers, prohibits sending unsolicited faxes and text messages, and prohibits using automatic dialing announcing devices in certain situations

: Requires that all gasoline and diesel fuel sold at retail be measured by the temperature-adjusted gallon

: Establishes the Unsolicited Loan Consumer Protection Act which prohibits creditors from sending unsolicited checks or other negotiable instruments to consumers

: Expands the No-call List to include cell phone numbers, prohibits sending unsolicited faxes and text messages, and prohibits using automatic dialing announcing devices in certain situations

: Specifies that any new vessel, including boats and watercraft, sold after January 1, 2008, will be treated the same as a new motor vehicle under the provisions of the Lemon Law

: Creates new civil actions for victims of identity theft

: Prohibits the use of automatic dialing announcing devices unless certain requirements are met

: Changes the laws regarding motor vehicle extended service contracts and product service contracts

: Changes the laws regarding unsecured loans of $500 or less, sometimes referred to as "payday loans," and allows the Attorney General to maintain an action to enforce compliance

: Prohibits sellers from charging excessive prices for necessities during emergencies

: Prohibits the use of expiration dates and service fees on gift certificates

: Allows a debt adjuster to offer services within the state if acting under a debt management plan

: Changes the laws regarding the release of personal information to unauthorized persons

: Changes the process for registering securities

: Extends the prohibition on the disclosure of Social Security numbers

: Changes the laws regarding unsecured loans of $500 or less, sometimes referred to as "payday loans," and allows the Attorney General to maintain an action to enforce compliance

: Changes the laws regarding the garnishment of moneys in bank accounts

: Requires all food or food products sold in Missouri which are derived from a cloned animal to be labeled indicating that the food is or contains products derived from a cloned animal

: Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report

: Prohibits unsolicited commercial mail to individuals older than 65 years of age who register with the Office of the Attorney General

: Establishes the Missouri Pharmacy Benefits Managers' Fair Trade Practice Act which specifies guidelines for pharmacy benefit managers conducting business in Missouri

: Requires the registration of copper and aluminum scrap metal sales

: Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report

: Limits the penalty for early cancellation of a wireless service agreement

: Establishes the Missouri Vehicle Protection Product Act which prohibits persons from selling vehicle protection products in Missouri unless certain conditions are met

: Requires the installation of carbon monoxide detection devices in certain residential properties

: Allows a customer receiving electrical service regulated by the Missouri Public Service Commission to receive a credit for a power outage lasting 48 hours or more

: Changes the laws regarding the use of credit information when underwriting insurance contracts

: Revises the laws to implement the Governor's executive order that renames the Department of Insurance, Financial and Professional Regulation

: Expands the practice of audiology by adding the fitting, programming, and dispensing of hearing devices and adds certain educational requirements for instrument specialist licenses or permits

: Requires health insurers to notify enrollees in writing of all changes to prescription drug formularies on an annual and quarterly basis

: Requires utilities to credit a customer's account $25 for every 24 hours the customer experiences an electrical outage beyond the first 48 hours of the outage

: Changes the laws regarding the regulation of manufactured homes by the Missouri Public Service Commission

: Allows a customer receiving electrical service regulated by the Missouri Public Service Commission to receive a credit for a power outage lasting 48 hours or more

: Changes the laws regarding preneed funeral contracts

: Establishes the Human Voice Contact Act requiring state agencies to ensure that a caller is provided the option to speak with a live attendant

: Requires donation receptacles operating for profit to display on the receptacle that the donations are not for charitable organizations and will be resold for profit

: Establishes the Consumer Protection Against Computer Spyware Act

: Expands the No-Call List to include cell phone numbers, prohibits sending unsolicited faxes and text messages, and prohibits using automatic dialing announcing devices in certain situations

: Requires that additional charges be clearly disclosed on a car rental agreement

: Requires information regarding promotional programs used to sell any time-share period, plan, or property to be provided to buyers within a reasonable time prior to any scheduled sales presentation

: Changes the laws regarding identity theft

: Requires lenders of unsecured loans of less than $500, commonly referred to as payday loans, to notify borrowers of the balance owed every three months

: Allows individuals paying a monthly fee for online banking services to cancel the service anytime by contacting the provider by telephone, in writing, or online

: Establishes the Identity Theft Prevention Act which specifies the procedures for a person to place a security freeze on his or her consumer report

: Changes the laws regarding merchandising practices of intoxicating liquor to exclude nonintoxicating beer

: Requires payday loan lenders to conspicuously display in the lobby a brochure detailing the eligibility requirements for the Missouri Food Stamp Program

: Requires a person engaging in the business of transferring funds to foreign countries to receive proof of United States citizenship or lawful presence from the person or entity using the service

: Changes the laws regarding the merchandising practices of secondhand dealers, commonly known as pawn shop dealers

: Prohibits the display or posting of financial information on the Internet if consent was not obtained by the individual or entity

: Requires certain contractors to provide potential owners with a disclosure form which contains information regarding the contractor and the contractor's work history

: Urges the United States Congress to adopt a comprehensive federal law that protects consumer information from data thieves

: Prohibits the state implementation of the federal REAL ID Act of 2005 which requires uniform driver's licenses or state identification cards

SB 2 --- Sponsor: Gibbons, Michael R.
: Creates the crime of knowingly receiving, selling, or obtaining personal health information

SB 13 --- Sponsor: Coleman, Maida
: Creates labeling requirements for radio frequency identification tags

SB 74 --- Sponsor: Coleman, Maida
: Restricts predatory lending

SB 76 --- Sponsor: Coleman, Maida
: Prohibits the use of expiration dates and service fees on gift certificates

SB 96 --- Sponsor: Days, Rita D.
: Amends laws relating to unsecured loans of $500 or less

SB 98 --- Sponsor: Days, Rita D.
: Modifies law regarding the use of credit information by insurance companies

SB 123 --- Sponsor: Bray, Joan
: Creates statutory warranties for home buyers and homeowners and also prevents home solicitors from engaging in certain deceptive practices

SB 166 --- Sponsor: Griesheimer, John E.
: Modifies various provisions relating to tourism

SB 210 --- Sponsor: Engler, Kevin
: Modifies the state do-not-call list and requires political phone calls to include a "paid for by" statement

SB 262 --- Sponsor: Green, Timothy P.
: Requires cable television companies to automatically issue prorated credits to subscribers for service disruption

SB 335 --- Sponsor: Griesheimer, John E.
: Revises various laws regarding the registration, licensure and sale of motor vehicles

SB 381 --- Sponsor: Koster, Chris
: Establishes regulations for discount medical plan organizations that issue health discount medical plans

SB 437 --- Sponsor: Ridgeway, Luann
: Modifies fee disclosure requirements for rental cars

SB 485 --- Sponsor: Coleman, Maida
: Prohibits the advertising or conducting of live musical performances under certain deceptive circumstances

SB 507 --- Sponsor: Green, Timothy P.
: Allows consumers to request that a security freeze be placed on the issuance of their credit reports by credit reporting agencies

SB 560 --- Sponsor: Shields, Charles W.
: Criminalizes residential mortgage fraud

SB 597 --- Sponsor: Scott, Delbert
: Allows debt adjusters to administer debt management plans

SB 655 --- Sponsor: Lager, Brad
: Modifies laws regarding merchandising practices

SB 656 --- Sponsor: Lager, Brad
: Modifies laws regarding merchandising practices

SB 683 --- Sponsor: Koster, Chris
: Creates certain record-keeping requirements for purchasers of scrap metal

Missouri House of Representatives
Last Updated October 23, 2007 at 9:16 am