<ROOT><BillInformation><BillNumber>HB692</BillNumber><CurrentBillString>HB 692</CurrentBillString><SubstitutedBy/><Title><ShortTitle>CONSUMER INSTALLMENT LOANS</ShortTitle><LongTitle>Modifies interest rates of consumer installment loans</LongTitle></Title><ProposedEffectiveDate>2025-08-28</ProposedEffectiveDate><CurrentLRNumber>1742H.01I</CurrentLRNumber><LastAction>05/15/2025 - Referred: Emerging Issues(H)</LastAction><NextHouseHearing>Hearing not scheduled</NextHouseHearing><Calendar>Bill currently not on a House calendar</Calendar><Action><Link>https://house.mo.gov/bill.aspx?bill=HB692&amp;year=2025&amp;code=R </Link><Description>Prefiled (H)</Description><Guid>565575</Guid><ActivitySequence>100</ActivitySequence><PubDate>2024-12-27</PubDate></Action><Action><Link>https://house.mo.gov/bill.aspx?bill=HB692&amp;year=2025&amp;code=R </Link><Description>Read First Time (H)</Description><Guid>566343</Guid><ActivitySequence>200</ActivitySequence><PubDate>2025-01-08</PubDate><HouseJournalStartPage>87</HouseJournalStartPage><HouseJournalEndPage>87</HouseJournalEndPage><JournalLink>https://documents.house.mo.gov/BillTracking/bills251/jrnpdf/jrn001.pdf#page=87</JournalLink></Action><Action><Link>https://house.mo.gov/bill.aspx?bill=HB692&amp;year=2025&amp;code=R </Link><Description>Read Second Time (H)</Description><Guid>567797</Guid><ActivitySequence>300</ActivitySequence><PubDate>2025-01-09</PubDate><HouseJournalStartPage>249</HouseJournalStartPage><HouseJournalEndPage>249</HouseJournalEndPage><JournalLink>https://documents.house.mo.gov/BillTracking/bills251/jrnpdf/jrn002.pdf#page=249</JournalLink></Action><Action><Link>https://house.mo.gov/bill.aspx?bill=HB692&amp;year=2025&amp;code=R </Link><Description>Referred: Emerging Issues(H)</Description><Guid>580324</Guid><ActivitySequence>400</ActivitySequence><PubDate>2025-05-15</PubDate><HouseJournalStartPage>2826</HouseJournalStartPage><HouseJournalEndPage>2826</HouseJournalEndPage><JournalLink>https://documents.house.mo.gov/BillTracking/bills251/jrnpdf/jrn072.pdf#page=2826</JournalLink></Action><Sponsor><SponsorType>Sponsor</SponsorType><FullName>Marty Joe Murray</FullName><District>078</District></Sponsor><Sponsor><SponsorType>Co-Sponsor</SponsorType><FullName>Marla Smith</FullName><District>074</District><CoSponsorEntryDate>2025-03-03T17:24:51.237</CoSponsorEntryDate></Sponsor><BillText><BillTextLink>https://documents.house.mo.gov/billtracking/bills251/hlrbillspdf/1742H.01I.pdf</BillTextLink><LRNumber>1742H.01I</LRNumber><DocumentName>Introduced</DocumentName><WebName>Introduced</WebName><VersionTypeCode>IN</VersionTypeCode><BillVersionSort>1</BillVersionSort></BillText><BillSummary><SummaryTextLink>https://documents.house.mo.gov/billtracking/bills251/sumpdf/HB0692I.pdf</SummaryTextLink><LRNumber>1742H.01I</LRNumber><DocumentName>Introduced</DocumentName><VersionTypeCode>IN</VersionTypeCode><BillVersionSort>1</BillVersionSort></BillSummary><Witness/><SubjectIndex><SubjectID>176</SubjectID><SubjectName>ATTORNEY GENERAL</SubjectName></SubjectIndex><SubjectIndex><SubjectID>220</SubjectID><SubjectName>BANKS AND FINANCIAL INSTITUTIONS</SubjectName></SubjectIndex><SubjectIndex><SubjectID>278</SubjectID><SubjectName>BUSINESS AND COMMERCE</SubjectName></SubjectIndex><SubjectIndex><SubjectID>224</SubjectID><SubjectName>CONSUMER PROTECTION</SubjectName></SubjectIndex></BillInformation></ROOT>
